Managing your money during retirement involves careful budgeting, smart investing, and regular financial checkups. Start by creating a detailed retirement budget that accounts for essential expenses, healthcare, leisure, and emergencies. Consider adjusting your investment portfolio to reduce risk while still allowing for moderate growth. It’s also wise to withdraw strategically—typically the 4% rule is a good starting point. Work with a financial advisor to review your plan annually and ensure your money continues to meet your needs throughout retirement.